| Dental |
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Dental Insurance is an important part of an employee benefits program. In my client base, approximately 90% of my clients offer some sort of dental offering. A good, solid dental program should cost less than $30 per employee per month, and premium can be lower than that depending on how your plan is setup. I typically recommend that employers offer dental on a voluntary basis which allows the employees who want the coverage to take it and pay for it completely since it is so inexpensive. This approach also allows employers to focus their contribution dollars on the more costly benefit programs and still allows them to offer great benefits like dental insurance to those who really need it. |
Health
There are many different approaches to an employer sponsored health program. HBC has the experience to help you choose!
Disability
Disabilty is simply paycheck insurance. If you are hurt or sick and are out of work, it can help pay the bills!
Life
Life insurance is a very important piece of an employee benefits program and typically costs much less than you think!
Vision
A quality vision plan should be $10 or less a month per employee that provides great additional coverage.
Worksite
We can really help employers save money by learning about the options available.