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Life insurance is a very important piece of an employee benefits program. Chances are, about 90% of your employees or co-workers do not have adequate amounts of life insurance. Employer sponsored programs are very inexpensive, usually costing just a few dollars a month and at a minimum will provide some final expense protection for your employee population. Employers can also offer additional voluntary buy up options for employees who would like additional amounts of life insurance, but might not necessarily qualify in the individual market. This is a great way to help employees who might have some sort of medical history and cannot qualify for anything on their own. |
Health
There are many different approaches to an employer sponsored health program. HBC has the experience to help you choose!
Disability
Disabilty is simply paycheck insurance. If you are hurt or sick and are out of work, it can help pay the bills!
Life
Life insurance is a very important piece of an employee benefits program and typically costs much less than you think!
Vision
A quality vision plan should be $10 or less a month per employee that provides great additional coverage.
Worksite
We can really help employers save money by learning about the options available.